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  1. Home
  2. Calculators

Free Online Calculators

Calculators cover loans, tax, interest, grades, and everyday arithmetic. Open the page whose inputs you already have. Mortgage wants a term in years and returns principal and interest. EMI wants a term in months. Loan payoff starts from a payment you chose. Percentage, discount, margin, commission, and tip each stop at a different result even when they all multiply by a percent.

Pakistan GST and sales tax share the same arithmetic. You type the rate. Neither page stores a current FBR rate. Compound interest, simple interest, CAGR, and inflation answer four different questions. GPA, weighted grade, and average do not print the same kind of score.

Health, tax, and loan figures are educational estimates. They have not been reviewed by a licensed adviser or clinician. The comparison pages linked on this hub state which calculator to open and which one to leave alone. Formula, worked examples, and limits are on each tool page.

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Free tools

When two calculators look the same

Open the comparison before you pick a loan, tax, interest, grade, or percent tool. Each page states the input, a worked example, and the page to use instead.

  • Mortgage vs EMI vs loan payoff
  • Pakistan GST vs sales tax
  • Compound interest vs simple interest vs CAGR vs inflation
  • GPA vs grade vs average
  • Percentage vs discount vs margin vs commission vs tip

Most used

  • Mortgage Calculator

    Mortgage calculator for US fixed-rate principal and interest. Taxes, insurance, and PMI excluded.

  • EMI Calculator

    EMI calculator from principal, annual rate, and tenure in months. Principal and interest only.

  • Pakistan GST / Sales Tax Calculator

    Pakistan GST calculator in PKR. Add or remove a rate you enter, then confirm the current FBR rate.

  • Percentage Calculator

    Percentage calculator with four modes: X% of Y, what percent, increase, and decrease.

  • BMI Calculator

    BMI calculator for kilograms and centimeters, with WHO-style adult bands. A screening figure, not a diagnosis.

All Calculators

Choose a tool below. Each page includes the method, limits, and a guide next to the tool.

Featured
BMI Calculator
BMI calculator for kilograms and centimeters, with WHO-style adult bands. A screening figure, not a diagnosis.
Featured
Age Calculator
Age calculator from a birth date: years, months, days, and total days to today.
Percentage Calculator
Percentage calculator with four modes: X% of Y, what percent, increase, and decrease.
Featured
EMI Calculator
EMI calculator from principal, annual rate, and tenure in months. Principal and interest only.
Pakistan GST / Sales Tax Calculator
Pakistan GST calculator in PKR. Add or remove a rate you enter, then confirm the current FBR rate.
Discount Calculator
Discount calculator: sale price and amount saved from a price and a percent off.
Date Calculator
Date calculator to add or subtract calendar days, or count days between two dates.
New
Tip Calculator
Tip calculator for tip amount, bill total, and each person's share from a tip percent.
New
Compound Interest Calculator
Compound interest calculator with yearly through daily compounding. Educational math, not advice.
New
Simple Interest Calculator
Simple interest calculator using I = P × R × T. Interest is not compounded.
New
Profit Margin Calculator
Profit margin calculator for profit, margin percent, and markup percent from cost and price.
New
Sales Tax Calculator
Sales tax calculator to add or remove any rate you enter. Not the Pakistan GST tool.
New
Average Calculator
Average calculator for the arithmetic mean of a number list. No weights or letter grades.
New
Grade Calculator
Grade calculator for a weighted percent and letter from scores and weights. Not a 4.0 GPA.
New
Fuel Cost Calculator
Fuel cost calculator: distance ÷ efficiency × price. Match miles with MPG, or km with km/L.
New
Hours Calculator
Hours calculator for the span between two clock times, including overnight shifts.
New
Area Calculator
Area calculator for a rectangle, circle, or triangle. Output uses the length unit you enter.
New
Unit Converter
Unit converter for length, weight, and temperature between metric and imperial units.
New
CAGR Calculator
CAGR calculator for the annualized rate between a start value, end value, and year count.
New
Break-Even Calculator
Break-even calculator for units and revenue that cover fixed costs on one product.
New
Hourly Rate Calculator
Hourly rate calculator between gross annual salary and hourly pay, using your hours and weeks.
New
Volume Calculator
Volume calculator for a box, cylinder, or sphere. Cubic units match the lengths you enter.
New
GPA Calculator
GPA calculator on a 4.0 letter scale, weighted by course credits. Not a percent grade.
New
Loan Payoff Calculator
Loan payoff calculator for months to clear a balance at a payment and APR you set.
New
Inflation Calculator
Inflation calculator for purchasing power after a constant annual rate. Not a CPI forecast.
New
Mortgage Calculator
Mortgage calculator for US fixed-rate principal and interest. Taxes, insurance, and PMI excluded.
New
Fraction Calculator
Fraction calculator that reduces a numerator and denominator to lowest terms.
New
Ratio Calculator
Ratio calculator that scales A:B when one side is known. Not a percent or margin.
New
Speed Distance Time Calculator
Speed distance time calculator. Solve one of the three and keep a single unit system.
New
Savings Goal Calculator
Savings goal calculator for months to a cash target at a fixed monthly amount. No interest.
New
Overtime Pay Calculator
Overtime pay calculator from hourly rate, regular hours, overtime hours, and your multiplier.
New
Commission Calculator
Commission calculator for sales × rate plus optional base pay. One flat rate only.

About Calculators

Vertex Solutions calculators put the math on screen: mortgage and EMI payments, loan payoff timelines, inflation purchasing power, savings goals, commission and overtime pay, tip splits, sales tax, GST, discounts, simple and compound interest, profit margin, break-even, CAGR, hourly rate, GPA and weighted grades, averages, fractions, ratios, volume, area, speed–distance–time, fuel cost, hours, age, date math, and unit conversion. Every tool page includes a visible H1, formula section, step-by-step use, common mistakes, and FAQ — not a blank widget. Finance, tax, and payroll figures are educational estimates only. BMI is screening only. See our disclaimer for boundaries.

Common Use Cases

How people use these tools in everyday work and personal projects.

Home loans & debt payoff

Estimate mortgage or EMI principal-and-interest, then model how long a fixed payment clears a balance with the loan payoff calculator.

Shopping, dining & conversion

Split tips, check discounts, sales tax, volumes, ratios, and unit conversions while you compare prices.

Business & pay planning

Margin, break-even, commission, overtime, and hourly-to-salary math for planning — not payroll or tax filings.

School & everyday math

GPA on a 4.0 scale, weighted grades, averages, fractions, speed–distance–time, and area or volume for homework and projects.

Why Choose Vertex Solutions?

On-screen SEO content

Formulas, steps, FAQs, and limits sit on the same page as the calculator so people and search engines see real explanations.

Transparent Formulas

Each calculator explains the formula used so you can verify results by hand or in a spreadsheet.

No Registration

Get instant results without creating an account or providing personal information.

Calculators Tips

  • Read the formula section under each calculator before trusting a figure for a contract.
  • Match units carefully (km with km/L, miles with MPG) in fuel, speed, and converter tools.
  • Use mortgage vs EMI deliberately — same amortization math, different input labels.
  • Treat inflation, compound interest, and CAGR results as illustrations, not forecasts.

Calculators FAQ

Answers to the most common questions about our tools in this category.

We use standard mathematical formulas and round for readability. Always verify critical figures against your bank, school, or tax authority rules.

No. It estimates principal and interest only for a fixed-rate loan. Escrow taxes, insurance, HOA, and points are excluded — see each tool’s limits and our disclaimer.

BMI is a screening tool, not a diagnostic. Consult a healthcare professional for personalized medical advice.

No. Calculator outputs are educational math estimates. For statutory rates, loans, payroll, or investments, use official sources or a qualified professional — see our disclaimer.

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